Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Fox Communities Credit Union
Fox Communities Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
23
-90.5% vs 2024Originations
$2.2M
Loans x average loanAverage loan
$94,130
Average interest rate
7.06%
Denial rate
10%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 31 | 23 | $2.2M | $94,130 | 7.06% | 10% | 0% |
| 2024 | 278 | 242 | $28.4M | $117,314 | 6.82% | 8% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 23 | $2.2M | $94,130 | 7.06% | 10% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.