Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › IOWA BANKERS MORTGAGE CORPORATION
IOWA BANKERS MORTGAGE CORPORATION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
14
-22.2% vs 2024Originations
$2.3M
Loans x average loanAverage loan
$160,714
Average interest rate
6.62%
Denial rate
36%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 28 | 14 | $2.3M | $160,714 | 6.62% | 36% | 0% |
| 2024 | 47 | 18 | $2.5M | $140,000 | 6.49% | 49% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IA | 12 | $1.8M | $148,333 | 6.6% | 35% | 0% |
| MN | 1 | $245,000 | $245,000 | 6.75% | 0% | 0% |
| SD | 1 | $225,000 | $225,000 | 6.63% | 67% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.