Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › EvaBank
EvaBank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
109
-8.4% vs 2024Originations
$8.2M
Loans x average loanAverage loan
$75,183
Average interest rate
n/a
Denial rate
19%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 210 | 109 | $8.2M | $75,183 | n/a | 19% | n/a |
| 2024 | 262 | 119 | $6.1M | $51,218 | n/a | 26% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AL | 109 | $8.2M | $75,183 | n/a | 19% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.