Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › The HomeTown Bank of Alabama
The HomeTown Bank of Alabama
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
59
-22.4% vs 2024Originations
$6.8M
Loans x average loanAverage loan
$115,169
Average interest rate
n/a
Denial rate
27%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 96 | 59 | $6.8M | $115,169 | n/a | 27% | n/a |
| 2024 | 106 | 76 | $6.0M | $79,342 | n/a | 14% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AL | 59 | $6.8M | $115,169 | n/a | 27% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.