Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › WV Central Federal Credit Union
WV Central Federal Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
11
+0.0% vs 2024Originations
$1.0M
Loans x average loanAverage loan
$93,182
Average interest rate
n/a
Denial rate
13%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 15 | 11 | $1.0M | $93,182 | n/a | 13% | n/a |
| 2024 | 13 | 11 | $1.1M | $100,455 | n/a | 15% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WV | 10 | $920,000 | $92,000 | n/a | 14% | n/a |
| OH | 1 | $105,000 | $105,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.