Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › METRO CREDIT UNION
METRO CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
191
+9.1% vs 2024Originations
$23.2M
Loans x average loanAverage loan
$121,492
Average interest rate
6.83%
Denial rate
13%
Home only share
100%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 336 | 191 | $23.2M | $121,492 | 6.83% | 13% | 100% |
| 2024 | 328 | 175 | $21.3M | $121,800 | 5.88% | 15% | 100% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NH | 106 | $13.4M | $126,887 | 6.82% | 13% | 100% |
| MA | 85 | $9.8M | $114,765 | 6.84% | 13% | 100% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.