Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Indiana University CU
Indiana University CU
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
28
-17.6% vs 2024Originations
$2.2M
Loans x average loanAverage loan
$79,643
Average interest rate
6.83%
Denial rate
23%
Home only share
4%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 40 | 28 | $2.2M | $79,643 | 6.83% | 23% | 4% |
| 2024 | 41 | 34 | $2.8M | $81,471 | 7.29% | 10% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IN | 28 | $2.2M | $79,643 | 6.83% | 23% | 4% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.