Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ADIRONDACK BANK
ADIRONDACK BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
5
+150.0% vs 2024Originations
$495,000
Loans x average loanAverage loan
$99,000
Average interest rate
7.08%
Denial rate
45%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 11 | 5 | $495,000 | $99,000 | 7.08% | 45% | 0% |
| 2024 | 9 | 2 | $270,000 | $135,000 | 6.88% | 56% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 5 | $495,000 | $99,000 | 7.08% | 45% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.