Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Citizens Bank & Trust Company
Citizens Bank & Trust Company
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
10
+42.9% vs 2024Originations
$870,000
Loans x average loanAverage loan
$87,000
Average interest rate
n/a
Denial rate
17%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 12 | 10 | $870,000 | $87,000 | n/a | 17% | n/a |
| 2024 | 7 | 7 | $675,000 | $96,429 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AR | 10 | $870,000 | $87,000 | n/a | 17% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.