Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Advantage Plus FCU
Advantage Plus FCU
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
8
-11.1% vs 2024Originations
$2.0M
Loans x average loanAverage loan
$250,000
Average interest rate
6.86%
Denial rate
13%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 16 | 8 | $2.0M | $250,000 | 6.86% | 13% | 0% |
| 2024 | 13 | 9 | $1.5M | $171,667 | 7.22% | 15% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ID | 6 | $1.2M | $195,000 | 6.98% | 8% | 0% |
| WY | 2 | $830,000 | $415,000 | 6.5% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.