Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › COMPEER FINANCIAL
COMPEER FINANCIAL
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
85
+60.4% vs 2024Originations
$16.6M
Loans x average loanAverage loan
$194,882
Average interest rate
7.36%
Denial rate
12%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 117 | 85 | $16.6M | $194,882 | 7.36% | 12% | 0% |
| 2024 | 88 | 53 | $8.9M | $167,075 | 7.81% | 17% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 44 | $9.2M | $209,545 | 7.23% | 9% | 0% |
| MN | 31 | $5.4M | $173,710 | 7.31% | 14% | 0% |
| TX | 8 | $1.8M | $230,000 | 8.13% | 12% | 0% |
| IL | 2 | $120,000 | $60,000 | 7.8% | 20% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.