Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Citizens Savings Bank
Citizens Savings Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
25
-47.9% vs 2024Originations
$1.6M
Loans x average loanAverage loan
$62,600
Average interest rate
n/a
Denial rate
3%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 33 | 25 | $1.6M | $62,600 | n/a | 3% | n/a |
| 2024 | 63 | 48 | $3.1M | $65,625 | n/a | 8% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 24 | $1.5M | $62,083 | n/a | 0% | n/a |
| MS | 1 | $75,000 | $75,000 | n/a | 33% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.