Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Glens Falls National Bank
Glens Falls National Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
18
-5.3% vs 2024Originations
$2.0M
Loans x average loanAverage loan
$112,778
Average interest rate
6.47%
Denial rate
36%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 42 | 18 | $2.0M | $112,778 | 6.47% | 36% | 0% |
| 2024 | 31 | 19 | $2.3M | $122,368 | 6.16% | 23% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 18 | $2.0M | $112,778 | 6.47% | 36% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.