Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FARMERS AND MERCHANTS BANK
FARMERS AND MERCHANTS BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
89
+4.7% vs 2024Originations
$7.0M
Loans x average loanAverage loan
$78,146
Average interest rate
n/a
Denial rate
9%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 106 | 89 | $7.0M | $78,146 | n/a | 9% | n/a |
| 2024 | 93 | 85 | $6.4M | $75,588 | n/a | 2% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 89 | $7.0M | $78,146 | n/a | 9% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.