Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Red River Employees Federal Credit Union
Red River Employees Federal Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
15
-34.8% vs 2024Originations
$2.0M
Loans x average loanAverage loan
$133,667
Average interest rate
n/a
Denial rate
33%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 27 | 15 | $2.0M | $133,667 | n/a | 33% | n/a |
| 2024 | 33 | 23 | $2.1M | $93,261 | n/a | 12% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TX | 9 | $1.5M | $165,000 | n/a | 21% | n/a |
| AR | 5 | $435,000 | $87,000 | n/a | 38% | n/a |
| OK | 1 | $85,000 | $85,000 | n/a | 50% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.