Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › AMERICAN BANK & TRUST COMPANY
AMERICAN BANK & TRUST COMPANY
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
8
+14.3% vs 2024Originations
$610,000
Loans x average loanAverage loan
$76,250
Average interest rate
n/a
Denial rate
0%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 9 | 8 | $610,000 | $76,250 | n/a | 0% | n/a |
| 2024 | 8 | 7 | $635,000 | $90,714 | n/a | 13% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 8 | $610,000 | $76,250 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.