Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST NORTHERN BANK AND TRUST COMPANY
FIRST NORTHERN BANK AND TRUST COMPANY
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
8
+14.3% vs 2024Originations
$1.1M
Loans x average loanAverage loan
$143,750
Average interest rate
n/a
Denial rate
27%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 11 | 8 | $1.1M | $143,750 | n/a | 27% | n/a |
| 2024 | 11 | 7 | $1.5M | $220,714 | n/a | 27% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 8 | $1.1M | $143,750 | n/a | 27% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.