Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ARBOR FINANCIAL CREDIT UNION
ARBOR FINANCIAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
19
+216.7% vs 2024Originations
$2.6M
Loans x average loanAverage loan
$138,684
Average interest rate
6.84%
Denial rate
13%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 23 | 19 | $2.6M | $138,684 | 6.84% | 13% | 0% |
| 2024 | 10 | 6 | $960,000 | $160,000 | 6.9% | 20% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 19 | $2.6M | $138,684 | 6.84% | 13% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.