Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › RELIANT COMMUNITY FCU
RELIANT COMMUNITY FCU
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
21
+90.9% vs 2024Originations
$1.4M
Loans x average loanAverage loan
$65,952
Average interest rate
7.52%
Denial rate
33%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 33 | 21 | $1.4M | $65,952 | 7.52% | 33% | 0% |
| 2024 | 18 | 11 | $605,000 | $55,000 | 7.26% | 39% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 21 | $1.4M | $65,952 | 7.52% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.