Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CANVAS CREDIT UNION
CANVAS CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
+200.0% vs 2024Originations
$1.3M
Loans x average loanAverage loan
$111,667
Average interest rate
8.56%
Denial rate
21%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 24 | 12 | $1.3M | $111,667 | 8.56% | 21% | 0% |
| 2024 | 18 | 4 | $980,000 | $245,000 | 9.76% | 22% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CO | 12 | $1.3M | $111,667 | 8.56% | 21% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.