Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › First Financial Bank, NA
First Financial Bank, NA
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
97
+67.2% vs 2024Originations
$6.4M
Loans x average loanAverage loan
$66,237
Average interest rate
6.47%
Denial rate
33%
Home only share
1%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 187 | 97 | $6.4M | $66,237 | 6.47% | 33% | 1% |
| 2024 | 125 | 58 | $3.8M | $65,862 | 7.58% | 34% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IN | 49 | $3.0M | $61,122 | 6.47% | 28% | 0% |
| TN | 21 | $1.6M | $76,905 | 6.26% | 35% | 0% |
| IL | 15 | $1.0M | $67,000 | 7% | 38% | 0% |
| KY | 11 | $795,000 | $72,273 | 6.09% | 43% | 9% |
| GA | 1 | $15,000 | $15,000 | 7% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.