Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Citizens Bank
Citizens Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
40
+471.4% vs 2024Originations
$46.6M
Loans x average loanAverage loan
$1,166,000
Average interest rate
n/a
Denial rate
2%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 42 | 40 | $46.6M | $1,166,000 | n/a | 2% | n/a |
| 2024 | 7 | 7 | $10.6M | $1,517,857 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 18 | $24.6M | $1,365,000 | n/a | 0% | n/a |
| TN | 15 | $6.3M | $421,667 | n/a | 6% | n/a |
| SC | 3 | $10.1M | $3,361,667 | n/a | 0% | n/a |
| AL | 2 | $3.6M | $1,795,000 | n/a | 0% | n/a |
| GA | 1 | $1.2M | $1,245,000 | n/a | 0% | n/a |
| VA | 1 | $825,000 | $825,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.