Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Servion
Servion
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
38
+5.6% vs 2024Originations
$6.4M
Loans x average loanAverage loan
$168,684
Average interest rate
6.64%
Denial rate
12%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 58 | 38 | $6.4M | $168,684 | 6.64% | 12% | 0% |
| 2024 | 62 | 36 | $6.0M | $166,944 | 6.94% | 19% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MN | 21 | $3.7M | $177,381 | 6.69% | 0% | 0% |
| WI | 6 | $1.1M | $178,333 | 6.71% | 0% | 0% |
| MT | 4 | $1.0M | $250,000 | 6.38% | 0% | 0% |
| OK | 2 | $120,000 | $60,000 | 6.38% | 17% | 0% |
| MO | 2 | $230,000 | $115,000 | 7.06% | 0% | 0% |
| NE | 1 | $65,000 | $65,000 | 6.5% | 0% | 0% |
| KY | 1 | $75,000 | $75,000 | 6.63% | 0% | 0% |
| WA | 1 | $125,000 | $125,000 | 6.13% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.