Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › THE SAMSON BANKING COMPANY, INC.
THE SAMSON BANKING COMPANY, INC.
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
20
-33.3% vs 2024Originations
$1.2M
Loans x average loanAverage loan
$62,000
Average interest rate
n/a
Denial rate
4%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 24 | 20 | $1.2M | $62,000 | n/a | 4% | n/a |
| 2024 | 32 | 30 | $1.5M | $50,667 | n/a | 6% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AL | 14 | $740,000 | $52,857 | n/a | 6% | n/a |
| FL | 6 | $500,000 | $83,333 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.