Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SIMMONS BANK
SIMMONS BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
22
-38.9% vs 2024Originations
$3.5M
Loans x average loanAverage loan
$159,545
Average interest rate
9.16%
Denial rate
68%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 138 | 22 | $3.5M | $159,545 | 9.16% | 68% | 0% |
| 2024 | 148 | 36 | $2.7M | $75,278 | 9.93% | 60% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AR | 7 | $545,000 | $77,857 | 9.59% | 63% | 0% |
| MO | 6 | $730,000 | $121,667 | 9.27% | 68% | 0% |
| TN | 6 | $760,000 | $126,667 | 9.5% | 73% | 0% |
| TX | 3 | $1.5M | $491,667 | 7.25% | 77% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.