Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Mid America Bank
Mid America Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
14
+55.6% vs 2024Originations
$1.4M
Loans x average loanAverage loan
$100,714
Average interest rate
n/a
Denial rate
11%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 18 | 14 | $1.4M | $100,714 | n/a | 11% | n/a |
| 2024 | 13 | 9 | $655,000 | $72,778 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MO | 14 | $1.4M | $100,714 | n/a | 11% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.