Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › HOMELAND FEDERAL SAVINGS BANK
HOMELAND FEDERAL SAVINGS BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
105
+38.2% vs 2024Originations
$17.8M
Loans x average loanAverage loan
$169,952
Average interest rate
n/a
Denial rate
3%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 122 | 105 | $17.8M | $169,952 | n/a | 3% | n/a |
| 2024 | 90 | 76 | $8.6M | $113,553 | n/a | 6% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 104 | $17.6M | $169,615 | n/a | 3% | n/a |
| TX | 1 | $205,000 | $205,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.