Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SWBC Mortgage Corporation
SWBC Mortgage Corporation
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
66
-5.7% vs 2024Originations
$15.1M
Loans x average loanAverage loan
$228,485
Average interest rate
6.53%
Denial rate
10%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 90 | 66 | $15.1M | $228,485 | 6.53% | 10% | 0% |
| 2024 | 112 | 70 | $14.3M | $204,143 | 6.66% | 11% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TX | 21 | $5.1M | $242,143 | 6.5% | 10% | 0% |
| VA | 14 | $3.0M | $212,857 | 6.63% | 13% | 0% |
| GA | 8 | $1.8M | $227,500 | 6.33% | 24% | 0% |
| NC | 6 | $1.2M | $195,000 | 6.94% | 0% | 0% |
| TN | 4 | $1.1M | $270,000 | 6.44% | 0% | 0% |
| PA | 3 | $725,000 | $241,667 | 6.25% | 0% | 0% |
| AR | 2 | $590,000 | $295,000 | 6.5% | 0% | 0% |
| UT | 1 | $325,000 | $325,000 | 5.75% | 0% | 0% |
| MS | 1 | $95,000 | $95,000 | 5.99% | 0% | 0% |
| CO | 1 | $245,000 | $245,000 | 6.13% | 0% | 0% |
| KY | 1 | $225,000 | $225,000 | 6.25% | 0% | 0% |
| LA | 1 | $195,000 | $195,000 | 6.5% | 0% | 0% |
| MD | 1 | $75,000 | $75,000 | 7% | 0% | 0% |
| AL | 1 | $285,000 | $285,000 | 7.5% | 0% | 0% |
| OK | 1 | $185,000 | $185,000 | 7% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.