Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › PARTNERS BANK OF NEW ENGLAND
PARTNERS BANK OF NEW ENGLAND
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
-14.3% vs 2024Originations
$1.6M
Loans x average loanAverage loan
$133,333
Average interest rate
7.38%
Denial rate
11%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 18 | 12 | $1.6M | $133,333 | 7.38% | 11% | 0% |
| 2024 | 20 | 14 | $2.1M | $150,714 | 8.86% | 5% | 29% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 11 | $1.4M | $123,182 | 7.4% | 12% | 0% |
| NH | 1 | $245,000 | $245,000 | 7.25% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.