Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SOUTHWEST MISSOURI BANK
SOUTHWEST MISSOURI BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
27
-18.2% vs 2024Originations
$2.2M
Loans x average loanAverage loan
$81,296
Average interest rate
7.86%
Denial rate
16%
Home only share
7%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 38 | 27 | $2.2M | $81,296 | 7.86% | 16% | 7% |
| 2024 | 43 | 33 | $2.7M | $81,970 | 8.8% | 9% | 9% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MO | 24 | $1.9M | $77,083 | 7.9% | 12% | 8% |
| KS | 2 | $220,000 | $110,000 | 7.38% | 33% | 0% |
| OK | 1 | $125,000 | $125,000 | 8% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.