Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › OMB BANK
OMB BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
15
-25.0% vs 2024Originations
$2.1M
Loans x average loanAverage loan
$142,333
Average interest rate
n/a
Denial rate
7%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 27 | 15 | $2.1M | $142,333 | n/a | 7% | n/a |
| 2024 | 25 | 20 | $3.6M | $178,500 | n/a | 8% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MO | 14 | $1.9M | $135,714 | n/a | 8% | n/a |
| CO | 1 | $235,000 | $235,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.