Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ANDROSCOGGIN BANK
ANDROSCOGGIN BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
10
-23.1% vs 2024Originations
$1.5M
Loans x average loanAverage loan
$151,000
Average interest rate
7.15%
Denial rate
7%
Home only share
50%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 14 | 10 | $1.5M | $151,000 | 7.15% | 7% | 50% |
| 2024 | 17 | 13 | $1.5M | $114,231 | 7.2% | 12% | 54% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 10 | $1.5M | $151,000 | 7.15% | 7% | 50% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.