Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › HARBORONE MORTGAGE, LLC
HARBORONE MORTGAGE, LLC
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
6
-14.3% vs 2024Originations
$1.3M
Loans x average loanAverage loan
$208,333
Average interest rate
7%
Denial rate
9%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 11 | 6 | $1.3M | $208,333 | 7% | 9% | 0% |
| 2024 | 13 | 7 | $1.6M | $230,714 | 6.79% | 31% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 4 | $840,000 | $210,000 | 6.97% | 0% | 0% |
| NH | 2 | $410,000 | $205,000 | 7.06% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.