Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Traditional Bank Inc
Traditional Bank Inc
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
56
+19.1% vs 2024Originations
$5.3M
Loans x average loanAverage loan
$94,107
Average interest rate
7.47%
Denial rate
11%
Home only share
9%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 70 | 56 | $5.3M | $94,107 | 7.47% | 11% | 9% |
| 2024 | 63 | 47 | $5.7M | $122,234 | 7.93% | 10% | 2% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KY | 56 | $5.3M | $94,107 | 7.47% | 11% | 9% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.