Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › MILLENNIUM FINANCIAL GROUP INC DBA MLEND
MILLENNIUM FINANCIAL GROUP INC DBA MLEND
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
2
-86.7% vs 2024Originations
$230,000
Loans x average loanAverage loan
$115,000
Average interest rate
6.44%
Denial rate
50%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 8 | 2 | $230,000 | $115,000 | 6.44% | 50% | 0% |
| 2024 | 21 | 15 | $2.1M | $137,667 | 6.68% | 14% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MD | 1 | $65,000 | $65,000 | 6% | 0% | 0% |
| WV | 1 | $165,000 | $165,000 | 6.88% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.