Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › BANK OF TENNESSEE
BANK OF TENNESSEE
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
22
+69.2% vs 2024Originations
$3.4M
Loans x average loanAverage loan
$154,091
Average interest rate
6.93%
Denial rate
15%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 33 | 22 | $3.4M | $154,091 | 6.93% | 15% | 0% |
| 2024 | 16 | 13 | $1.9M | $146,538 | 8.18% | 13% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 21 | $3.2M | $151,667 | 6.89% | 14% | 0% |
| NC | 1 | $205,000 | $205,000 | 7.5% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.