Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ONE COMMUNITY BANK
ONE COMMUNITY BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
13
+116.7% vs 2024Originations
$1.7M
Loans x average loanAverage loan
$128,077
Average interest rate
7.63%
Denial rate
11%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 18 | 13 | $1.7M | $128,077 | 7.63% | 11% | 0% |
| 2024 | 6 | 6 | $790,000 | $131,667 | 8.84% | 0% | 33% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 13 | $1.7M | $128,077 | 7.63% | 11% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.