Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST FEDERAL BANK
FIRST FEDERAL BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
25
+8.7% vs 2024Originations
$3.2M
Loans x average loanAverage loan
$129,000
Average interest rate
n/a
Denial rate
16%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 31 | 25 | $3.2M | $129,000 | n/a | 16% | n/a |
| 2024 | 27 | 23 | $2.1M | $89,348 | 8.02% | 7% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 25 | $3.2M | $129,000 | n/a | 16% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.