Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › United Southern Bank
United Southern Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
23
-14.8% vs 2024Originations
$2.3M
Loans x average loanAverage loan
$100,652
Average interest rate
n/a
Denial rate
15%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 34 | 23 | $2.3M | $100,652 | n/a | 15% | n/a |
| 2024 | 36 | 27 | $3.3M | $120,926 | n/a | 6% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 23 | $2.3M | $100,652 | n/a | 15% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.