Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SOVEREIGN BANK
SOVEREIGN BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
6
+0.0% vs 2024Originations
$1.1M
Loans x average loanAverage loan
$190,000
Average interest rate
7.29%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 6 | 6 | $1.1M | $190,000 | 7.29% | 0% | 0% |
| 2024 | 7 | 6 | $580,000 | $96,667 | 7.94% | 14% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OK | 6 | $1.1M | $190,000 | 7.29% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.