Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SUNWARD
SUNWARD
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
4
+100.0% vs 2024Originations
$560,000
Loans x average loanAverage loan
$140,000
Average interest rate
7.38%
Denial rate
25%
Home only share
25%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 8 | 4 | $560,000 | $140,000 | 7.38% | 25% | 25% |
| 2024 | 4 | 2 | $130,000 | $65,000 | 7.5% | 0% | 50% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NM | 4 | $560,000 | $140,000 | 7.38% | 25% | 25% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.