Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › The Park National Bank
The Park National Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
151
+8.6% vs 2024Originations
$19.2M
Loans x average loanAverage loan
$127,318
Average interest rate
7.24%
Denial rate
22%
Home only share
1%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 239 | 151 | $19.2M | $127,318 | 7.24% | 22% | 1% |
| 2024 | 214 | 139 | $18.8M | $135,144 | 7.81% | 24% | 1% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OH | 128 | $14.9M | $116,406 | 7.3% | 22% | 1% |
| SC | 14 | $2.0M | $145,000 | 6.89% | 14% | 0% |
| NC | 7 | $2.1M | $296,429 | 6.79% | 22% | 0% |
| FL | 1 | $75,000 | $75,000 | 7.38% | 0% | 0% |
| KY | 1 | $145,000 | $145,000 | 6.86% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.