Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Marion & Polk Schools Credit Union
Marion & Polk Schools Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
7
+0.0% vs 2024Originations
$1.2M
Loans x average loanAverage loan
$170,714
Average interest rate
7.7%
Denial rate
36%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 28 | 7 | $1.2M | $170,714 | 7.7% | 36% | 0% |
| 2024 | 22 | 7 | $925,000 | $132,143 | 7.91% | 32% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OR | 7 | $1.2M | $170,714 | 7.7% | 26% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.