Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FNBC Bank
FNBC Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
15
+25.0% vs 2024Originations
$895,000
Loans x average loanAverage loan
$59,667
Average interest rate
n/a
Denial rate
5%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 19 | 15 | $895,000 | $59,667 | n/a | 5% | n/a |
| 2024 | 14 | 12 | $850,000 | $70,833 | n/a | 7% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AR | 14 | $790,000 | $56,429 | n/a | 6% | n/a |
| MO | 1 | $105,000 | $105,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.