Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST SOUTHERN NATIONAL BANK
FIRST SOUTHERN NATIONAL BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
31
+24.0% vs 2024Originations
$2.7M
Loans x average loanAverage loan
$85,968
Average interest rate
7.3%
Denial rate
3%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 36 | 31 | $2.7M | $85,968 | 7.3% | 3% | 0% |
| 2024 | 35 | 25 | $1.4M | $56,600 | 8.62% | 6% | 4% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KY | 31 | $2.7M | $85,968 | 7.3% | 3% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.