Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Hancock County Savings Bank, FSB
Hancock County Savings Bank, FSB
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
18
-5.3% vs 2024Originations
$2.1M
Loans x average loanAverage loan
$114,444
Average interest rate
5.7%
Denial rate
29%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 31 | 18 | $2.1M | $114,444 | 5.7% | 29% | 0% |
| 2024 | 29 | 19 | $1.6M | $83,421 | 5.84% | 21% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OH | 10 | $1.3M | $128,000 | 6.29% | 15% | 0% |
| WV | 7 | $575,000 | $82,143 | 4.8% | 20% | 0% |
| PA | 1 | $205,000 | $205,000 | 6.13% | 63% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.