Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › WEST VIRGINIA FEDERAL CREDIT UNION
WEST VIRGINIA FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
3
+50.0% vs 2024Originations
$165,000
Loans x average loanAverage loan
$55,000
Average interest rate
5.49%
Denial rate
25%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 4 | 3 | $165,000 | $55,000 | 5.49% | 25% | 0% |
| 2024 | 2 | 2 | $80,000 | $40,000 | 6.24% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WV | 3 | $165,000 | $55,000 | 5.49% | 25% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.