Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
9
+350.0% vs 2024Originations
$1.7M
Loans x average loanAverage loan
$185,000
Average interest rate
n/a
Denial rate
0%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 11 | 9 | $1.7M | $185,000 | n/a | 0% | n/a |
| 2024 | 2 | 2 | $220,000 | $110,000 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ND | 8 | $1.5M | $185,000 | n/a | 0% | n/a |
| MN | 1 | $185,000 | $185,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.