Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › PrimeSouth Bank
PrimeSouth Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
92
-1.1% vs 2024Originations
$9.5M
Loans x average loanAverage loan
$102,935
Average interest rate
8.65%
Denial rate
5%
Home only share
14%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 106 | 92 | $9.5M | $102,935 | 8.65% | 5% | 14% |
| 2024 | 103 | 93 | $11.4M | $122,634 | 9.01% | 7% | 12% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 91 | $9.4M | $103,022 | 8.66% | 5% | 14% |
| FL | 1 | $95,000 | $95,000 | 7.25% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.