Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Starboard Financial Management, LLC
Starboard Financial Management, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
84
+33.3% vs 2024Originations
$27.1M
Loans x average loanAverage loan
$322,024
Average interest rate
7.22%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 120 | 84 | $27.1M | $322,024 | 7.22% | 0% | 0% |
| 2024 | 79 | 63 | $19.6M | $310,873 | 7.1% | 3% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 53 | $15.3M | $288,774 | 7.18% | 0% | 0% |
| CA | 29 | $11.1M | $383,966 | 7.29% | 0% | 0% |
| OR | 2 | $610,000 | $305,000 | 7.25% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.